The entire world knows that Americans love cars. It has the highest car ownership rate in the world, with over 200 million vehicles in the country and the average family owning at least two. But why is car ownership so important to Americans? For many, it’s a matter of convenience. Cars allow people to get
Bankruptcies in the United States have been on the rise in recent years. In 2020, about 500,000 Americans filed for bankruptcy. However, this was a decrease compared to the years before, and many attribute this to the robust policies implemented during the pandemic. Several factors can contribute to someone filing for bankruptcy. For example, job loss, medical
If you are thinking about buying a new home, congratulations! You’ve already come so far in your journey to finding the perfect living environment for yourself and your family. But before moving forward, there are some things you need to get done first. In this article, we’ve created a list of 8 financial planning steps
The hospitality industry suffered during the pandemic. Because of the restrictions placed to control the spread of COVID-19, bars and restaurants had to restrict operations. This led to a loss of income. In the past year, more than 110,000 establishments that serve food and beverages temporarily or permanently closed. Sales declined by $240 billion. However,
When you want to see a change in the community, sometimes it has to be you that has to step up. This is especially true when it comes to making your neighborhood a greener place. Most people are too busy to even think about making green initiatives for the community. But most of the time,
Social media makes homebuying look like a completely enjoyable journey. Even ads portray it as such, with models all smiles as they hold the keys to their first home. But in reality, many people deal with anxiety and stress behind the glamour. Thankfully, favorable home loan plans are available to make the process less tedious.
Changing weather can slowly damage your house, and sometimes, homeowners do not notice the cracks until nature’s final blow strikes. That is why regularly doing home maintenance is important so that you can protect your humble abode from extreme conditions. But before you can prepare and eventually come up with solutions, you must first find out how weather
Every now and then, people feel inclined to take stock of their lives and what possibilities the future may hold. Living and working in the same city for years can indicate career stagnation if opportunities are scarce. If you feel that a change of scenery will do you good, consider relocating to Phoenix – this
Salary figures in the Philippines aren’t the most coveted, and with financial education not very apparent in the country, individuals with low-income are inclined to think that their options are very limited when it comes to growing their wealth. For example, it has been disclosed that 71% of middle- and upper-class Filipinos are familiar with
The spooky months are not yet over, so you shouldn’t be worrying about Christmas presents, right? If you really care about the gifts you give and the people you give them to, you have to start planning now. We all understand how tricky gift-giving can be. Gifts need to be fun, personal and useful, but